02 Nov
UNION RETIREE Sunday Edition - November 2, 2025

Issue 75 – 25, November 2nd, 2025 

Federal budget Tuesday, November the 4th 

Union Retirees are looking for things like fairness, equality, and helping each other. Student groups want free and good education. Climate groups want to reduce pollution and protect the environment. Tenants’ groups want everyone to have a safe and affordable place to live. Workers’ unions want better conditions at work.  Everywhere, people are trying to make Canada better, each with their own vision. 

The Alternative Federal Budget (AFB) is a plan that helps bring these different groups together. It’s a way for many organizations across Canada to share their ideas and create a common plan for a better country, one that works for everyone, not just the rich and powerful. 

This year, we had an election and all the political parties put forward platforms, a government was elected, and they are already walking back key promises. 

A budget is about making choices, the choices are clear, the AFB, supports a future where the government leads and plans the economy, so it benefits all Canadians. 

The Alternative Federal Budget (AFB) believes that Canada cannot keep delaying the work needed to care for our seniors. We need real changes now. 

This means funding should go directly to publicly owned and operated services that follow best practices. Care should be connected and available at home, in communities, and in care facilities that feel more like home. Care should focus on quality of life. 

Funding for seniors’ care must come with clear rules and standards. It should be tied to national standards for quality care, and there must be ways to make sure these standards are followed. The government should create a national body to oversee this work and ensure accountability. 

Many caregivers, especially unpaid family caregivers, need more support. We want to see funding for training, mental health resources, respite care, and financial help. Since most caregivers are women and often work long hours. 

A plan to increase wages and benefits for care workers, including paid sick days. Many workers still face job insecurity and health risks, especially during COVID-19. We want to ensure they are paid fairly, supported, and protected. Many seniors still cannot get the care they need. 

We will support the recruitment and retention of care workers. This includes better wages, benefits, and training. We should develop a long-term workforce strategy to meet future demand and ensure there are enough qualified staff to care for seniors. 

After waiting for three years, the Safe Long-term Care Act is still not fully in place. Promises to improve seniors’ care after COVID-19 have not resulted in real, lasting change. Instead, only small reforms have been made, and many issues remain unaddressed. 

The federal budget is a chance to make meaningful changes for seniors’ care. Our goals are clear: provide high-quality, publicly funded, and accountable care, supporting caregivers and workers and ensure everyone who needs care can get it. By investing in these areas, we can create a fairer, healthier future for seniors and for all Canadians. 

Read more - Alternative Federal Budget 2025: A platform for the future, from the ground up 


November is Financial Literacy Month

Every November, Canadians focus on improving their understanding of money during Financial Literacy Month. This year marks the 15th anniversary of this important event! The main goal is to make talking about money normal and comfortable for everyone, including retirees. 

The theme for 2025 is "Talk Money." This encourages all of us to share our thoughts, questions, and experiences about personal finances. When we talk openly about money, it can help us feel more confident and make smarter financial decisions, whether it’s planning for retirement, managing expenses, or protecting our savings.

Research shows that simply discussing finances can boost your confidence and lead to better financial habits. When we share tips and ask questions, everyone benefits. 

Retirement is a big milestone, and managing your finances wisely can help ensure your future is secure. 

Your spending habits, healthcare needs, and lifestyle may change after retirement. Review your budget at least once a year to see where your money is going and adjust as needed.

Make sure your health, home, and life insurance coverages are up to date and suit your current needs. As you age, your insurance needs may change, so it’s wise to review policies and talk to your provider about any adjustments. 

Having a valid will ensures your assets are distributed according to your wishes. It’s a good idea to consult a legal professional to help prepare or update your will, especially if your circumstances have changed. 

Learn about tax credits, deductions, and benefits available to seniors. These can include the Guaranteed Income Supplement (GIS) or tax credits for medical expenses. Taking advantage of these can help stretch your retirement savings further.

Older Canadians are often targeted by scams. Be cautious of unknown phone calls, emails, or offers that seem too good to be true. Learn how to recognize financial scams, and don’t hesitate to ask trusted family members or advisors for help. Talking openly about money helps remove the stigma and makes everyone more comfortable. When we share our experiences and ask questions, we all learn and become more confident in managing our finances. 

Whether you’re planning for retirement, already retired, or just want to learn more about money, this is the perfect time to "Talk Money." 

This November Sunday Edition will produce articles to inform and normalize conversations about money, share useful tips. 

Read more - Financial Literacy Month 2025: Let’s break the stigma and Talk Money! - Canada.ca


National Indigenous Veterans Day November 8th 

As National Indigenous Veterans Day unfolds, it prompts reflection on the importance of addressing historical injustices faced by Indigenous peoples. We must strive to create a future where Indigenous veterans are recognized and respected for their bravery and sacrifices. 

Let us pause to consider the sacrifices made by Indigenous veterans and honor their memory. In doing so, we take a critical step towards reconciliation and the creation of a more inclusive, equitable society. 

"We must never forget the sacrifices made by Indigenous veterans. By honoring their memory, we acknowledge the importance of reconciliation and work towards a brighter future for all Canadians." 

As National Indigenous Veterans Day is celebrated, let us endeavor to build an inclusive society that values and respects the rich cultural heritage of Indigenous peoples. Through these efforts, we can pave the way for a brighter future for all Canadians.